OT - What you hope to do when you retire...

Post by **Ysabel Kid** » Wed Feb 20, 2008 11:42 pm

This will be me - 40 years from now (hopefully)!

Of course, I hope to retire in 20 years - which is when my daughter should be done with college and out on her own!

mescalero1 · Post by **mescalero1** » Wed Feb 20, 2008 11:51 pm

Well, I'm there now,
have some rural land in N.M.
good shop, tools, etc.
Walk in the mountains with my dogs, shoot, read, build some things, make some stocks for levergunners ( I hope )
Intro-spective contemplation
Try not to annoy the nieghbors ( not close )

Blaine · Post by **Blaine** » Thu Feb 21, 2008 12:08 am

I don't think I could alltogether retire. I'd like to work a few days a week at SWH or Cabelas. All I want from my twilight years is decent health and enough money to hunt, fish, shoot and ride scoot.

Post by **Old Savage** » Thu Feb 21, 2008 12:12 am

Retire - 30 years in practice next Thursday - why I'm just getting started.

Gun Smith · Post by **Gun Smith** » Thu Feb 21, 2008 12:24 am

I pulled the pin in 1998. I always ask my friends what day it is. If they give the right answer, they're not retired.
Retirement means No customers. NO hurry to be to work on time. NO deadlines. NO commute. Going to the range in the middle of the week. Taking your time to do nothing. And saying I'll just work a couple of days a week, that goes by the wayside in about a year. What are some of your ideas?

AJMD429 · Post by **AJMD429** » Thu Feb 21, 2008 12:28 am

Years ago I decided that rather than endure a bunch of stuff I hated and wait to retire, I'd instead do what I liked, and live where I liked, as soon as I entered the workforce. Unfortunately due to job choice I was 32 by the time I was done getting 'trained' (and that was all in the city

), but since then I have been lucky enough to do a job I like and live out in the sticks with a small shooting range and place to hunt deer and watch wildlife of all sorts

, and am blessed with a wonderful wife

and four cool kids

. What's happening to family practice docs (due to insurance ripping patients off but not paying us much beyond our overhead - which they also worsen) may mean I'll not even be able to really quit working until age/senility forces me to, but I really don't know I'd ever want to quit - maybe cut down to 30 hours someday though!

1x2 · Post by **1x2** » Thu Feb 21, 2008 12:29 am

I tried it. I went fishing and shooting for a week and a half, relaxed at night, watched movies, played guitar. I was so sick of fishing by the second Thursday that I updated my resume on Friday morning and started looking for work.

So for my retirement, I'd like good health. With that and my meager pocket of skills, I'll continue, in MY own way, to attempt to provide value somewhere in the food chain.... I can't fathom retirement.

Make no mistake, I congratulate those of you who have both figured it out and can afford it- or even have one of these two ingredients.

1x2

mark · Post by **mark** » Thu Feb 21, 2008 12:45 am

29-1-2008, that was it!, did my 42 years hard labour.

Seriously gents, to stay healthy as long as possible, everything else follows.

I have never been so busy.

Cheers

Mark

JReed · Post by **JReed** » Thu Feb 21, 2008 1:00 am

I hit my first retirement on July 22 2016 I'll be 42. After that I will move to Co. get some land and hopefully a government position with the Army or Air force out there. Do that for 20 more and retire @ 62 and spend my time sitting on my porch in my undies and a pair of flip-flops shooting coyotes and deer on my land

.

Marlin .35 · Post by **Marlin .35** » Thu Feb 21, 2008 1:04 am

I am retired, and am divorced!! I do what I want, when I want and have fun doing it!!!!!!!!!!!!!!!!! Love the firing range in mid week. No one else there!! Retirement is GOOD!!! Art

Gun Runner · Post by **Gun Runner** » Thu Feb 21, 2008 3:12 am

I retired at 37 1/2 in 77 when I retired from the Navy. Everybody told me to draw my unemployment for 6 mos. After 2 months I could walk stright up a wall or cross ways on it. Went to work at a gun shop (in HONO). Got in a fight with the boss'es wife over a gun she lost and accused me of stealing. When the cops got there it was found in her safe. Went thru a divorce and got on a plane and went to Alaska. Spent 2 yrs there and moved back to Calif. due to my mothers health. Bummed around and stayed drunk a lot. At 62 applyed for S/S (took it early), remaried and worked part time till last year then just plain quit. Went on full S/S 2 1/2 yrs ago. Now spend my time fishing, shooting, gold panning taking care of the wife as she is disabled, and teaching my 7 yr old grand daughter and 4 year old grand son things I think they should know. Drives my daughter (step daughter) nuts. Sleep in late if I want and stay up late if I want, and do just about what ever I want to when I want to.

Gun Runner

El Chivo · Post by **El Chivo** » Thu Feb 21, 2008 4:00 am

Well my big plan is to travel. I do photography and I want to get out and look for those great scenics. I also want to hike and hunt, just explore.

The big problem with working is you have to stay in one place so you can keep going back to work. When I'm retired I'll have a small income but it won't matter where I am.

So I plan to get a van and live out of it, visit friends and relatives, camp, explore, and take my time doing it.

I've never had the problem of being bored when I have time off, I've always had plenty of projects to get involved in.

txpete · Post by **txpete** » Thu Feb 21, 2008 5:36 am

I have been totally retired now for going on 4 years.I do miss working on helicopters but hunting casting and shooting seem to fill in my time.
as a 100% disable vet I do have some things that I just can't do anymore but I get up every day with a positive attitude and stay busy.
its all about what "you" make it

.

20cows · Post by **20cows** » Thu Feb 21, 2008 6:12 am

I expect "retirement" will just mean doing something different. I can in less than 10 years, but there will be children in collge about then, so...

Sixgun · Post by **Sixgun** » Thu Feb 21, 2008 6:42 am

If I could get someone to pay my benefits, I'm outta here, and I have a do-nothin' job. Right now, I'm at work playing on this machine, with no warehouse work to do.

My buddy wants me to work for him at Targetmaster but at the moment, I have Teamster benefits which mean just about everything is free for my wife and I. Barring that, I have 9 years to go before early retirement at 62.

I have plenty to keep me busy when I'm done working, as right now, there are not enough hours in the day to do what I like to do.--------------------------Sixgun

Andrew · Post by **Andrew** » Thu Feb 21, 2008 6:47 am

Retirement? Yeah, that's only like 40 years away.

I will do what ever I want to though.

AJMD429 · Post by **AJMD429** » Thu Feb 21, 2008 7:25 am

JReed wrote:... spend my time sitting on my porch in my undies and a pair of flip-flops shooting coyotes and deer on my land .

Ahhh... the GOOD life...!

brucew44guns · Post by **brucew44guns** » Thu Feb 21, 2008 7:32 am

Can't urge younger guys enough to work hard at getting your mortgage paid off as quick as possible. It frees you up to save money, and accumulate a few things that make retirement more enjoyable. I drove a fuel transport 42 years, worked long hours, 6 and 7 days a week. I pulled the pin right after Thanksgiving, can't believe how much better life is. Had a gun vault room in the basement unfinished. Got it painted, carpeted, nice bench built in there, gun rack on one wall. Takes time to do these things, hard to do that when working 70 hours a week. But save some bucks guys, you'll sure need them. Just remember, time flies when you're having fun, you will be at retirement age sooner than you think.

RIHMFIRE · Post by **RIHMFIRE** » Thu Feb 21, 2008 7:43 am

WHATS RETIREMENT?
I've got fifteen to twenty years to go...
The only way I'll be able to retire is by robbing a bank...
or winning the lottery...

rjohns94 · Post by **rjohns94** » Thu Feb 21, 2008 7:43 am

I retired from naval service after 21 years. Currently teaching mechanical engineering at a university. When I feel I have nothing more to offer to the students, I will retire to my sailboat and spend more time traveling(via plane) to sub-sahara Africa working on making life better for others, spreading God's Grace to those who struggle with their daily food and water. When not doing that, I imagine I will busy myself with riding the Harley, Sailing my sloop, fishing, hunting and continuing learning (I am getting my PhD now, will continue on others after that is done). I will be 50 this year and as I look to the future, I want to do a better job extending God's grace to a broken world.

Rusty · Post by **Rusty** » Thu Feb 21, 2008 7:45 am

I have already given this mater much thought in just the last few weeks. My plan is to get to know every fish within a three county area on a first name basis. then I'll work on Tampa Bay and my little portion of the gulf of Mexico but not in that order.

Rusty <><

Noah Zark · Post by **Noah Zark** » Thu Feb 21, 2008 8:23 am

I'm almost halfway to 108, and envision doing what I do for at least another 10-15 years. After that, I expect to keep busy working part time in a gun shop, hardware store, or lumber yard, or possibly drive a school bus or get on the substitute teaching list. I may even elect to drive a self-owned expedited freight van or truck that I'd lease to a freight carrier. I have to keep busy.

I know I just cannot "stop" and simply hang out at the house all day, and I'm not the type to meet my buddies at McDonalds every morning for a breakfast sandwich and a coffee, mulling over the same subjects and eveyone's ailments in a repetitive "Groudhog Day" sort of existence.

I'm not a traveler, either. There may be a trip here and there for my wife and I, but not like some retirees who are gone more than they are home.

No, I really can't see retiring at all.

Noah

Old Time Hunter · Post by **Old Time Hunter** » Thu Feb 21, 2008 8:44 am

Ten years ago I had a ten year plan to retire. Well...the ten years are here and I have to make adjustments to that plan and hopefully come up with a twenty year plan to get to retirement. That should extend my life span since I'd be 75 before that happens. Any plans as to what I would do if retired are just pipe dreams now.

gamekeeper · Post by **gamekeeper** » Thu Feb 21, 2008 8:53 am

I don't think too much about retirement. I just hope I live to be 96 and then get shot dead by a jealous husband!

Noah Zark · Post by **Noah Zark** » Thu Feb 21, 2008 8:56 am

game keeper wrote:I don't think too much about retirement. I just hope I live to be 96 and then get shot dead by a jealous husband with a smile on my face!

Fixed it for ya, Gamekeeper.

Noah

Blackhawk · Post by **Blackhawk** » Thu Feb 21, 2008 9:26 am

Hopefully, "Taking your time to do nothing."

Spend time with my kids and/or grandkids.

But retirement for me is about 30 years away. I'm a young pup, 35.

pharmseller · Post by **pharmseller** » Thu Feb 21, 2008 9:31 am

brucew44guns wrote:Can't urge younger guys enough to work hard at getting your mortgage paid off as quick as possible. It frees you up to save money, and accumulate a few things that make retirement more enjoyable. .

I'm pinching as many pennies as I can to save for retirement, but I have a different opinion on paying off my house. Maybe I'm doing it wrong.

My mortgage is at 5.5%. Rather than putting extra money toward paying it down, I max out my 401(k). I get far better than a 5.5% return ( and it's pretax dollars), plus I get to write the interest from my mortgage off on my taxes. If I have extra dollars after maxing the 401(k) I think I'd open an IRA. I look at my house as "good debt."

I'm still saving for the future and that's the key.

Quinn

Old Ironsights · Post by **Old Ironsights** » Thu Feb 21, 2008 9:35 am

I'd be 222 days and a wakeup from retirement if the Clintoon hadn't decided to RIF me.

I'll never be able to "retire". I've still got $40K in Student Loans at 8% to try to pay off on less than $35K/yr.

Malamute · Post by **Malamute** » Thu Feb 21, 2008 9:47 am

I'm looking forward to being one of those old, eccentric, curmudgenly backwoods geezers living in a log cabin in the sticks. I've already some of the bases covered,....old,......eccentric,.......cabin,.......

Being self employed, it will likely be a "living by my witts" life much of the time. I don't know how long I can keep building houses.

FWiedner · Post by **FWiedner** » Thu Feb 21, 2008 9:58 am

I'll probably work until I'm dead.

66GTO · Post by **66GTO** » Thu Feb 21, 2008 10:46 am

Gun Smith wrote:I pulled the pin in 1998. I always ask my friends what day it is. If they give the right answer, they're not retired.
Retirement means No customers. NO hurry to be to work on time. NO deadlines. NO commute. Going to the range in the middle of the week. Taking your time to do nothing. And saying I'll just work a couple of days a week, that goes by the wayside in about a year. What are some of your ideas?

BINGO! Change the year of retirement to 2003, and you just described me.

Blackhawk · Post by **Blackhawk** » Thu Feb 21, 2008 10:58 am

Old Ironsights wrote:I'd be 222 days and a wakeup from retirement if the Clintoon hadn't decided to RIF me.

I'll never be able to "retire". I've still got $40K in Student Loans at 8% to try to pay off on less than $35K/yr.

OI,

We are in the same boat. My wife completes here masters program in May. She and I both will be very happy about that. But once thats over we will have to consolidate what it took to get her there. I don't look forward to that.

I share your pain my brother.

Johnny

jnyork · Post by **jnyork** » Thu Feb 21, 2008 11:09 am

You fellers need to know one of the major downsides to being retired: You wont have the weekends to look forward to anymore.

Charles · Post by **Charles** » Thu Feb 21, 2008 11:25 am

In 4 months I will retire from 48 years in the workforce. I am not ready to just take it easy and will do some University teaching. Travel doesn't interest me much as I have been everywhere I want to go and don't feel the need to see it again.

I do want to continue to grow intellectualy and be involved in Christian ministry of some sort.

I will build a few rifles, cast bullets and do some shooting.

I do observe that retirement doesn't look as good four months out as it did 10 or 20 years out. In fact it is plumb scary!

gamekeeper · Post by **gamekeeper** » Thu Feb 21, 2008 11:27 am

Noah Zark wrote:
game keeper wrote:I don't think too much about retirement. I just hope I live to be 96 and then get shot dead by a jealous husband with a smile on my face!
Fixed it for ya, Gamekeeper.

Noah

Thanks Noah

Bluehawk · Post by **Bluehawk** » Thu Feb 21, 2008 11:50 am

I did my first retirement at age 50 in 2000 after 29 years in Police work.
Went to a county Coroners office to do Death investigations , and continue in that except I jsut started a few weeks ago in a new County . Making the switch means I have to do 5 years here to get any thing good out of it. I have all my reloading and casting equipment , have the cabin in the mountains and JUST CANT WAIT FOR THIS 5 YEARS TO GO BY TO GET THERE FULL TIME
My mortgage is paid off in August when that happens i'll re assess and MAYBE I can change that plan to March of 2010 Thats when the wife can retire . Hopefully we cna do thayt then and I can get to some everyday shooting fishing and hunting I see no reason that I cant make that happen to me

Cherokee · Post by **Cherokee** » Thu Feb 21, 2008 12:32 pm

I plan to retire 12/1/08 after 45 years of full time work. I am looking forward to it but still not sure what I will do after the first month or so. Casting, loading, shooting, church work during the week, will take some time, but I need to be busy. Also thinking about my wife, when does she get to retire from her job (cooking, cleaning, etc.)?

bunklocoempire · Post by **bunklocoempire** » Thu Feb 21, 2008 4:15 pm

I'll also be working till I'm dead, we got plans for the wife to retire though.

No thanks to Social "Security". Wish the government would stop tryin' to "take care of us!"

Bunkloco

Rexster · Post by **Rexster** » Thu Feb 21, 2008 4:33 pm

I could have retired from big-city law enforcement in April 2004, but plan to make it to April 2012, when I will meet a financial goal, or May 2013, when the wife will reach her full retirement status at her job. Then, I will evaluate the situation. There will be plenty to do; my wife has so many commitments in various forms of volunteer work that I try to help with now, that I could use an extra 40-60 hours a week as it is. Or, I may tell her that enough is enough; running your health into the ground in public service can get really old. I plan to catch up on canoe paddling in local waters, and some not so local. I will leave the fish alone; done enough of that in the past. I will tote the guns I want, instead of the guns some chief tells me to carry. Walk the beaches a lot, all over the place.

Ram Hammer · Post by **Ram Hammer** » Thu Feb 21, 2008 8:35 pm

My wife says I'm hyperactive. Relax is a foreign concept to me. So when I retire, I'll just spend all my time smithing on guns I have accumulated over the years and pursuing what ever interests me. You won't catch me in front of the TV!

marlinman93 · Post by **marlinman93** » Thu Feb 21, 2008 8:45 pm

I've got 2 years, 8 months, (but who's counting?)! When I rtire I'll be 60, and I plan to work part time for a sporting goods store, just for fun. If it turns out to not be fun, thyen I'm not working anywhere for money!
I also plan to do take some missionary trips to help churches around he West, if they need my skills, and I can assist.
Hopefully I'll find time to fit in some shooting, fishing, and hunting too!

bj94 · Post by **bj94** » Thu Feb 21, 2008 9:03 pm

I'd like to move out in the desert and spend my time hiking and wearing out Jeep tires. Now I just need to find someone to pay for it.

2row · Post by **2row** » Thu Feb 21, 2008 9:36 pm

Well 15 years AGO I Retired have had the time of my life sence. Moved back close to my home town (30 miles) I live to hunt and fish, ride horses and 4 wheelers more ridding 4 wheelers than horses lately I'm 64 an love to get up every day and think what will I do today OK I'll do that.

MikeS. · Post by **MikeS.** » Thu Feb 21, 2008 9:38 pm

In 4 years and 20 days I'll be eligible to retire after 36 years with the Feds. I'll be 55 at that time. I'm thinking now that I'll wait until 60 though.

Like some on else here said I'm not paying off my house either. 5.5% interest on the mortgage. I'm putting 400 a month into an IRA thats earning about 10%.

awp101 · Post by **awp101** » Thu Feb 21, 2008 9:39 pm

RIHMFIRE wrote:WHATS RETIREMENT?
I've got fifteen to twenty years to go...
The only way I'll be able to retire is by robbing a bank...
or winning the lottery...

You're ahead of me and, oddly enough, I'm planning on both of those events to "help" speed the process up...

Scott64A · Post by **Scott64A** » Thu Feb 21, 2008 10:01 pm

I bet my then I'll likely have completed the brider program for nursing, and can pick up more than a few bucks by working ONE day a week at an ER or trauma center.

I just love emergency medicine.

I already work a 24/48 and before I was in school, I got the two days off usually midweek to hunt quietly or go shooting. Now that I'm back in school, I only get the one day after shift and some of that is to sleep.

I plan on having my first house paid for and the second one out in the country paid off as well. If I had to I could sell the rental house and be mortgage free out in the woods in a single-level house.

I could find ways to keep "busy" doing all sorts of things. I do need to have goals though so I don't bog down. Who knows?

It will be fun to have the challenge of all that free time and anything I want to fill it.

horsesoldier03 · Post by **horsesoldier03** » Thu Feb 21, 2008 10:14 pm

I got one retirement check hitting the bank now after 20 yrs in the ARMY. Also, I have been working as a GS DA Civilian now for 2 yrs, getting my next step increase next month. I doubt I will retire until age 60 or 65 since I enjoy my job and staying busy. But its nice to know once I get ready to retire the option isnt totally out of the question when I am 55. Guess I will have to wait and cross that bridge when I get to it!

Andrew · Post by **Andrew** » Thu Feb 21, 2008 10:43 pm

pharmseller wrote:... plus I get to write the interest from my mortgage off on my taxes....I look at my house as "good debt."Quinn

First, there is no such thing as a "good debt". Not even close.

Second, you get more money getting taxed than you do paying out to a bank, so the myth of a tax cut advantage is ridiculous.

jkbrea · Post by **jkbrea** » Fri Feb 22, 2008 12:29 am

I still have about 10 years to go. Hell, if I knew I'd live this long, I would have taken better care of myself

pharmseller · Post by **pharmseller** » Fri Feb 22, 2008 1:49 am

Andrew wrote:
pharmseller wrote:... plus I get to write the interest from my mortgage off on my taxes....I look at my house as "good debt."Quinn

First, there is no such thing as a "good debt". Not even close.

Second, you get more money getting taxed than you do paying out to a bank, so the myth of a tax cut advantage is ridiculous.

What I meant was, if I have to have debt (and I couldn't pay cash for my house) then a manageable mortgage is the debt I want to have.

I don't understand what you mean by your second point.

Quinn

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